Many of us were thrilled for the two elderly metalheads that “escaped” from their nursing home and attended a four day hard rock fest in Germany. The men returned home safely and all is well. I hope they had the time of their lives.

When we age, do we want to control where and how we live. What does this look like for you? Do you want to be able to travel and attend concerts if healthy? Do you want to age in place at home or afford assisted living? If you downsize, will you rent or own? Will family help or be out of the picture?

Planning is essential.  If a person does not plan carefully and ends up needing long term care, they might be left with only about $50 a month in spending money for discretionary expenses. That’s not enough for a four-day hard rock fest.

It is never too soon to think about the future and long term health needs. People who create a plan several years in advance are generally able to protect more of their assets. We can help you create an estate plan that protects your assets and makes sure you have enough income for whatever discretionary expenses you may want to incur.

Send an email ( or give us a call at (330) 302-9270 today to learn more.